At The Good Tenant Factory we specialize in creating workable solutions for people who desire to be home owners and who have been turned away from the usual mortgage providers.
Sometimes life can spring nasty surprises on you – job loss, divorce, death of a loved one – that take a toll on your finances at the very time when you are unable to attend to seemingly trivial matters. Sometimes these events use up your savings and if left unchecked they can have a negative effect on your credit score, something that the bank uses to help them decide whether to give you a mortgage.
We help you determine your price range, along with the size and location of home that meets your family needs. This way you can be certain that you will be able to afford the mortgage, the bills, and the maintenance that every home requires from time to time. With our Rent-to-Own program you will be able to replenish your down payment savings and/or get your credit score back on track in as little as 12 months. That way, when you are ready to sign on the dotted line, the banks will be ready too.
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The new year brings snow for the next few months.
Make sure your windows are closed and locked to minimize heat loss. To prevent mold growth, check your windows periodically and dry off any condensate that builds in the tracks.
Snow is naturally slippery in high traffic areas or after a warm day. Take extra care in order to avoid falling and considering getting some walking studs for your shoes.